Show simple item record

dc.contributor.authorAdjei-Frimpong, Kofien
dc.contributor.authorGan, Christopheren
dc.contributor.authorYing, L.en
dc.contributor.authorCohen, David A.en
dc.date.accessioned2014-06-07T04:50:52Z
dc.date.issued2014-06en
dc.identifier.issn2324-5220en
dc.identifier.urihttps://hdl.handle.net/10182/6034
dc.description.abstractThis paper examines the New Zealand banking industry’s efficiency and productivity changes during the period 2007‐2011, a period dominated by the US subprime mortgage crisis. Data envelopment analysis (DEA) is used to identify the technical efficiency frontier (static in nature). The DEA‐based Malmquist productivity index is used to further analyse the Malmquist components to account for dynamic shifts in the efficiency frontier. Findings indicate that New Zealand retail banks generally have high levels of efficiency. This suggests that the banks wasted relatively less of their input resources over the period under study. In addition, the results suggest that a large part of overall technical inefficiency of retail banks could be attributed to scale inefficiency rather than pure technical inefficiency. Furthermore, the results indicate that New Zealand banks experienced a modest productivity growth rate over the 2007 to 2011 period. This increase is mainly attributed to technological progress, since the average efficiency change declined, thus generating a negative impact on the total productivity growth. This decline appeared to be a result of the decreasing rate in both scale efficiency change and pure technical efficiency change.en
dc.format.extent1-14en
dc.language.isoenen
dc.publisherLincoln Universityen
dc.relationThe original publication is available from - Lincoln University - http://hdl.handle.net/10182/6034en
dc.relation.ispartofseriesFaculty of Commerce Working Paperen
dc.subjectefficiencyen
dc.subjectproductivityen
dc.subjectbanksen
dc.subjectNew Zealanden
dc.titleEfficiency and productivity change in the banking industry: Empirical evidence from New Zealand banksen
dc.typeWorking Paper
lu.contributor.unitLincoln Universityen
lu.contributor.unitFaculty of Agribusiness and Commerceen
lu.contributor.unitDepartment of Agribusiness and Marketsen
lu.contributor.unitDepartment of Financial and Business Systemsen
lu.contributor.uniten
lu.contributor.uniten
dc.rights.accessRightsCopyright © The Authors
dc.subject.anzsrc1502 Banking, Finance and Investmenten
dc.subject.anzsrc150203 Financial Institutions (incl. Banking)en
pubs.issue11en
pubs.organisational-group/LU
pubs.organisational-group/LU/Faculty of Agribusiness and Commerce
pubs.organisational-group/LU/Faculty of Agribusiness and Commerce/AGMK
pubs.organisational-group/LU/Faculty of Agribusiness and Commerce/FABS
pubs.organisational-group/LU/Research Management Office
pubs.organisational-group/LU/Research Management Office/2018 PBRF Staff group
pubs.publication-statusPublisheden
pubs.publisher-urlhttp://hdl.handle.net/10182/6034en
dc.publisher.placeLincoln, Canterbury, NZen
lu.identifier.orcid0000-0002-5618-1651
lu.identifier.orcid0000-0001-9323-6984


Files in this item

Default Thumbnail

This item appears in the following Collection(s)

Show simple item record