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dc.contributor.authorLi, Zhaohuaen
dc.date.accessioned2011-11-30T21:25:49Z
dc.date.issued2011-12en
dc.identifier.citationLi, Z. (2011). Legislative impact on lending: credit risk management in China. Review of Pacific Basin Financial Markets and Policies, (accepted for publication). DOI: 10.1142/S0219091511002342en
dc.identifier.issn0219-0915en
dc.identifier.urihttps://hdl.handle.net/10182/4065
dc.description.abstractThe Chinese government established the Act on Commercial Banks 1995 to enforce and regulate commercial banking activities. The government envisaged that the Act, together with other bank reforms, would improve credit risk management practice among commercial banks, hence, prompting the banks to reduce and ultimately stop local government directed policy lending to state-owned enterprises (SOEs). This paper examines the lending behavior of a government-controlled commercial bank before and after the passage of the Act. We find that the bank tightened control of the credit risk of borrowers after the passage of the Act. We also find that SOEs are charged a rate of interest higher than that charged to private firms.en
dc.format.extent617-645en
dc.language.isoenen
dc.publisherWorld Scientific Publishingen
dc.relationThe original publication is available from - World Scientific Publishing - https://doi.org/10.1142/S0219091511002342en
dc.relation.urihttps://doi.org/10.1142/S0219091511002342en
dc.rights© 2011 copyright World Scientific Publishing Companyen
dc.subjectcredit risken
dc.subjectSOEsen
dc.subjectprivate borroweren
dc.subjectChinaen
dc.subjectFinanceen
dc.titleLegislative impact on lending: Credit risk management in Chinaen
dc.typeJournal Article
lu.contributor.unitLincoln Universityen
lu.contributor.unitFaculty of Agribusiness and Commerceen
lu.contributor.unitDepartment of Financial and Business Systemsen
lu.contributor.unitResearch Management Officeen
lu.contributor.unit/LU/Research Management Office/2018 PBRF Staff groupen
dc.identifier.doi10.1142/S0219091511002342en
dc.subject.anzsrc1502 Banking, Finance and Investmenten
dc.relation.isPartOfReview of Pacific Basin Financial Markets and Policiesen
pubs.issue4en
pubs.organisational-group/LU
pubs.organisational-group/LU/Faculty of Agribusiness and Commerce
pubs.organisational-group/LU/Faculty of Agribusiness and Commerce/FABS
pubs.organisational-group/LU/Research Management Office
pubs.organisational-group/LU/Research Management Office/2018 PBRF Staff group
pubs.publication-statusPublisheden
pubs.volume14en
dc.identifier.eissn1793-6705en
lu.identifier.orcid0000-0002-4732-7997


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