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dc.contributor.authorWang, Weizhuoen
dc.contributor.authorGan, C.en
dc.contributor.authorLi, Z.en
dc.contributor.authorTran, My Minh Chauen
dc.date.accessioned2015-03-10T01:57:48Z
dc.date.issued2014-08en
dc.identifier.isbn978-0-86476-359-4en
dc.identifier.issn2324-5220en
dc.identifier.urihttps://hdl.handle.net/10182/6492
dc.description.abstractThe relentless effort of the government to control rising house prices in urban China have differential impacts on the various segments of the population due to their differential demand for homeownership. Hence, it is important for the government to have a better understanding of the underlying demand for homeownership, especially with respect to the different demographic variables and accessibility to loans and housing providence funds (HPF), in order to provide a more comprehensive strategy and to address some of the equity issues that may arise from these countermeasures. To this effect, this paper develop and estimate a binary logit model of homeownership and accessibility to HPF loans using a variety of demographic variables. Our findings document that high school graduates are less likely to own a house while people with longer duration of employment and households who are married and with children are more likely to own a house. The results also show that gender, marital status, education level, high annual income and duration of employment are significantly related to HPF loan use for homeownership.en
dc.format.extent1-26 (26)en
dc.language.isoenen
dc.publisherLincoln University. Faculty of Commerce.en
dc.relationThe original publication is available from - Lincoln University. Faculty of Commerce. - http://hdl.handle.net/10182/4463en
dc.relation.ispartofseriesFaculty of Commerce Working Paperen
dc.rightsCopyright © The Authorsen
dc.subjecthousing provident funden
dc.subjecthomeownershipen
dc.subjectloansen
dc.subjectlogistic regressionen
dc.subjectChinaen
dc.titleHomeownership in urban China: An empirical study of the Housing Provident Funden
dc.typeWorking Paper
lu.contributor.unitLincoln Universityen
lu.contributor.unitFaculty of Agribusiness and Commerceen
lu.contributor.unitDepartment of Financial and Business Systemsen
dc.subject.anzsrc1502 Banking, Finance and Investmenten
dc.subject.anzsrc150403 Real Estate and Valuation Servicesen
pubs.issue13en
pubs.organisational-group/LU
pubs.organisational-group/LU/Faculty of Agribusiness and Commerce
pubs.organisational-group/LU/Faculty of Agribusiness and Commerce/FABS
pubs.organisational-group/LU/Research Management Office
pubs.organisational-group/LU/Research Management Office/PE20
pubs.organisational-group/LU/Research Management Office/QE18
pubs.publication-statusPublisheden
pubs.publisher-urlhttp://hdl.handle.net/10182/4463en
dc.publisher.placeLincoln University, Canterbury.en
lu.identifier.orcid0000-0002-5618-1651
lu.identifier.orcid0000-0002-4732-7997


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