Li, XiaGan, CHu, Baiding2012-06-142010Li, X., Gan, C. & Hu, B. (2010). Accessibility to microcredit by Chinese rural households. Joint Annual Conference of the New Zealand Association of Economists & Law and Economics Association of New Zealand, 30 June-2 July 2010, Auckland, New Zealand: New Zealand Association of Economists & Law and Economics Association of New Zealand.https://hdl.handle.net/10182/4540This paper examines key factors influencing the accessibility of microcredit by rural households in China. The empirical approach is built upon logistic regression and data are collected through a household survey. A total of twelve household-level factors are identified as determinants in households’ access to microcredit and the results indicate that households’ accessibility to microcredit can also be impaired by the supply-side factors. The paper concludes that households should increase credit demand to expand their access to microcredit. In addition, microcredit institutions should improve lending schemes and loan products to better suit the diversified needs of the rural population.enCopyright © The Authors.microcreditaccessibilityrural householdsChinaConference Contribution - published