Accessibility to microcredit by Chinese rural households
dc.contributor.author | Li, Xia | |
dc.contributor.author | Gan, C | |
dc.contributor.author | Hu, Baiding | |
dc.coverage.spatial | Auckland, New Zealand | |
dc.date.accessioned | 2012-06-14T23:38:50Z | |
dc.date.issued | 2010 | |
dc.description.abstract | This paper examines key factors influencing the accessibility of microcredit by rural households in China. The empirical approach is built upon logistic regression and data are collected through a household survey. A total of twelve household-level factors are identified as determinants in households’ access to microcredit and the results indicate that households’ accessibility to microcredit can also be impaired by the supply-side factors. The paper concludes that households should increase credit demand to expand their access to microcredit. In addition, microcredit institutions should improve lending schemes and loan products to better suit the diversified needs of the rural population. | |
dc.identifier.citation | Li, X., Gan, C. & Hu, B. (2010). Accessibility to microcredit by Chinese rural households. Joint Annual Conference of the New Zealand Association of Economists & Law and Economics Association of New Zealand, 30 June-2 July 2010, Auckland, New Zealand: New Zealand Association of Economists & Law and Economics Association of New Zealand. | |
dc.identifier.uri | https://hdl.handle.net/10182/4540 | |
dc.language.iso | en | |
dc.publisher | Lincoln University. Faculty of Commerce. Department of Accounting, Economics and Finance | |
dc.relation | The original publication is available from Lincoln University. Faculty of Commerce. Department of Accounting, Economics and Finance | |
dc.rights | Copyright © The Authors. | |
dc.source | Joint Annual Conference of the New Zealand Association of Economists & Law and Economics Association of New Zealand | |
dc.subject | microcredit | |
dc.subject | accessibility | |
dc.subject | rural households | |
dc.subject | China | |
dc.title | Accessibility to microcredit by Chinese rural households | |
dc.type | Conference Contribution - published | |
lu.contributor.unit | Lincoln University | |
lu.contributor.unit | Faculty of Agribusiness and Commerce | |
lu.contributor.unit | Department of Global Value Chains and Trade | |
lu.contributor.unit | Department of Financial and Business Systems | |
lu.identifier.orcid | 0000-0002-0991-1375 | |
lu.subtype | Conference Paper | |
pubs.finish-date | 2010-07-02 | |
pubs.notes | Paper presented at the Joint Annual Conference of the New Zealand Association of Economists & Law and Economics Association of New Zealand. 30 June-2 July, 2010, Auckland, New Zealand. | |
pubs.publication-status | Published | |
pubs.start-date | 2010-06-30 |
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