Research@Lincoln
    • Login
     
    View Item 
    •   Research@Lincoln Home
    • Theses and Dissertations
    • Masters Theses
    • View Item
    •   Research@Lincoln Home
    • Theses and Dissertations
    • Masters Theses
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    An empirical investigation of credit card users in China: Evidence from Shijiazhuang consumers

    Dong, Weikang
    Abstract
    Since the first credit card issued by the Bank of China in 1985, the domestic banks has issued 140 million credit cards in 2008, and by the end of 2009, the number of credit cards issued by the domestic banks reached 190 million, an increase of 30.37% compared to 2008. The domestic credit cards transaction totaled 2.1 trillion RMB in 2008, and this number reached 3.5 trillion RMB in 2009, an increase of 69.9% from 2008 (CIW Team Staff, 2012). At the end of 2011, domestic banks in China have issued 285 million credit cards (Peng, 2012). Today 30 percent of Chinese urban households own at least one credit card and the growth rate of credit card adoption has been an average of 40 percent per year between 2004 and 2009 (Hurst, 2012). This study used binary logit and ordered logit models to identify and examine the factors influencing consumers’ use of credit card and the choice of different level of credit limit in China. More importantly this study identifies why consumers use and do not use credit card in China. The data is collect in Shijiazhuang city, the capital city of Hebei Provence. Further, the finding shows consumers who are married and in the age group of 18 to 35 years old are the major credit card users.... [Show full abstract]
    Keywords
    credit card; China; electronic transaction; payment
    Fields of Research
    150203 Financial Institutions (incl. Banking); 150299 Banking, Finance and Investment not elsewhere classified
    Date
    2014
    Type
    Thesis
    Collections
    • Department of Financial and Business Systems [509]
    • Masters Theses [809]
    Share this

    on Twitter on Facebook on LinkedIn on Reddit on Tumblr by Email

    Thumbnail
    View/Open
    Dong_MCM.pdf
    Metadata
     Expand record
    This service is managed by Learning, Teaching and Library
    • Archive Policy
    • Copyright and Reuse
    • Deposit Guidelines and FAQ
    • Contact Us
     

     

    Browse

    All of Research@LincolnCommunities & CollectionsTitlesAuthorsKeywordsBy Issue DateThis CollectionTitlesAuthorsKeywordsBy Issue Date

    My Account

    LoginRegister

    Statistics

    View Usage Statistics
    This service is managed by Learning, Teaching and Library
    • Archive Policy
    • Copyright and Reuse
    • Deposit Guidelines and FAQ
    • Contact Us