Legislative Impact on Lending: Credit Risk Management in China
dc.contributor.author | Li, Z | |
dc.coverage.spatial | Athens | |
dc.date.accessioned | 2019-12-04T22:17:32Z | |
dc.date.available | 2019-12-04T22:17:32Z | |
dc.date.issued | 2008 | |
dc.description.abstract | The Chinese government established the Act on Commercial Banks 1995 to enforce and regulate commercial banking activities. The government envisaged that the Act, together with other bank reforms, would improve credit risk management practice among commercial banks, hence, prompting the banks to reduce and ultimately stop local government directed policy lending to state-owned enterprises (SOEs). This paper examines the lending behavior of a government-controlled commercial bank before and after the passage of the Act. We find that the bank tightened control of the credit risk of borrowers after the passage of the Act. We also find that SOEs are charged a rate of interest higher than that charged to private firms. © 2011 World Scientific Publishing Co. and Center for Pacific Basin Business, Economics and Finance Research. | |
dc.format.extent | pp.1-53 | |
dc.identifier | https://www.webofscience.com/api/gateway?GWVersion=2&SrcApp=elements_prod&SrcAuth=WosAPI&KeyUT=WOS:000217075500001&DestLinkType=FullRecord&DestApp=WOS_CPL | |
dc.identifier.doi | 10.1142/S0219091511002342 | |
dc.identifier.eissn | 1793-6705 | |
dc.identifier.issn | 0219-0915 | |
dc.identifier.other | V1N9G (isidoc) | |
dc.identifier.uri | https://hdl.handle.net/10182/11181 | |
dc.language.iso | en | |
dc.publisher | World Scientific Publishing Co | |
dc.relation | https://doi.org/10.1142/S0219091511002342 | |
dc.relation.isPartOf | REVIEW OF PACIFIC BASIN FINANCIAL MARKETS AND POLICIES | |
dc.relation.uri | https://doi.org/10.1142/S0219091511002342 | |
dc.rights | © World Scientific Publishing Co.and Centre for Pacific Basin Business, Economics and Finance Research | |
dc.source | European Financial Management Association Annual Conference | |
dc.subject | Credit risk, Banking regulation, China | |
dc.subject.anzsrc | ANZSRC::1502 Banking, Finance and Investment | |
dc.subject.anzsrc2020 | ANZSRC::3501 Accounting, auditing and accountability | |
dc.subject.anzsrc2020 | ANZSRC::3502 Banking, finance and investment | |
dc.title | Legislative Impact on Lending: Credit Risk Management in China | |
dc.type | Conference Contribution - published | |
lu.contributor.unit | LU | |
lu.contributor.unit | LU|Faculty of Agribusiness and Commerce | |
lu.contributor.unit | LU|Faculty of Agribusiness and Commerce|FABS | |
lu.contributor.unit | LU|Research Management Office | |
lu.contributor.unit | LU|Research Management Office|OLD QE18 | |
lu.contributor.unit | LU|Research Management Office|OLD PE20 | |
lu.identifier.orcid | 0000-0002-4732-7997 | |
lu.subtype | Conference Paper | |
pubs.finish-date | 2008-06-28 | |
pubs.issue | 4 | |
pubs.publication-status | Published | |
pubs.start-date | 2008-06-25 | |
pubs.volume | 14 |